Methodology


Product Life of Loan RNS Cutoff Methodology Economic Scenario Reversion to Mean Input/Output Reversion Losses ScenarioID
UNSECURED 48 48 Life of Loan Baseline Scenario July 2020 None Input 416161533 1

Total Losses by Scenario


ID = 1

Window Product DQ Status Number of Accounts Predicted Losses ScenarioID
48 UNSECURED DQ0 582833 $367,399,263 1
48 UNSECURED DQ30 3301 $12,767,037 1
48 UNSECURED DQ60 1469 $6,894,068 1
48 UNSECURED DQ90 1326 $7,744,532 1
48 UNSECURED DQ120 3268 $21,356,633 1
48 UNSECURED Overall 592197 $416,161,533 1

Losses over Time



Loss Rates